If you’re looking for a way to accept money online, you might have considered using PayPal, a widely used payment processing tool for businesses, nonprofits, and individuals. Upon closer inspection, however, you’ll find that it doesn’t offer all the features that you need to effectively collect money onlineAs a result, you should consider PayPal alternatives to meet your specific needs.

Whether you’re considering PayPal or already using their tool, you should be aware that there are better options that offer more customization, ease of use, and integrations.

That’s why we’ve created this list of alternatives to PayPal for every situation:

Best PayPal Alternative For
  • Businesses
  • Nonprofits
  • Nonprofits
  • Nonprofits
  • Nonprofits
  • Personal Use
  • Personal Use

Let’s jump right into the first PayPal alternative!

@Pay is our top choice for PayPal alternatives for businesses and nonprofits.

1. @Pay — Best PayPal Alternative for Businesses and Nonprofits

What does @Pay offer?

At @Pay, our main objective is to help businesses (and nonprofits!) develop simple online forms to pay bills, purchase items, or even make a donation.

Learn more about the awesome features that make this PayPal alternative great for businesses.Some of the many features at @Pay include:

  • Mobile-optimized e-commerce pages
  • Customizable forms that fit your brand
  • Instant pay buttons for billing and retail
  • Secure payment processing

It only takes just a few steps to complete a transaction, thanks to our passwordless process. When someone wants to make a purchase or pay a bill, all they have to do is click the instant pay button. Patrons will be directed to an email with the bill or item amount. Once they hit send their purchase is confirmed!

@Pay is an alternative for PayPal with instant buy buttons to make online transactions simple.

First-time users will have to enter their payment information, which will be saved into the @Pay system. Any future purchases can be made with a simple click of a button, saving patrons from the hassle of remembering another password.

Why is @Pay a top alternative to PayPal?

We may be a little biased, but @Pay’s forms provide businesses with a plethora of customization capabilities that you won’t find on PayPal. For instance, businesses can design an e-commerce page to match their brand and add unique fields that are specific to their needs. 

Branded forms look more professional and establish trust, making patrons feel confident about using your site. Plus, @Pay’s buying process is quick and simple, which can reduce shopping cart abandonment rates.

How much does @Pay cost?

Best of all, @Pay is free to use for businesses. The basic plan for pay bill and e-commerce won’t cost a cent for the first 50,000 transactions. Afterwards, your business will be charged 1¢ per transaction.

Get Started With @Pay Today!

Learn more about @Pay's mobile-friendly options on the website.


We recommend Fundly as a PayPal alternative for nonprofits.

2. Fundly — PayPal Alternative for Nonprofits

What does Fundly offer?

Fundly is a leading crowdfunding platform for nonprofits (and individuals). Using their crowdfunding platform, nonprofits can build a fully customized fundraising page with their logo and brand’s colors.

Fundly has excellent crowdfunding features that make their platform a great PayPal alternative. The features that organizations can expect from Fundly’s platform include:

  • Crowdfunding updates
  • Space to upload images and videos
  • Social sharing buttons
  • Incentives and giving levels

Fundly also offers an advanced version of their platform called Fundly Pro. Organizations will have access to even more features like the ability to create peer-top-peer fundraising campaigns.

Why is Fundly a top alternative to PayPal?

Fundly is an alternative to PayPal that focuses on helping donors raise money through social sharing. As such, they’re fundraising pages provide supporters with plenty of opportunities to spread the word on their social media accounts. Just look at this crowdfunding example for Leland Harbor:

Fundly's crowdfunding pages make it easy for supporters to share your cause.

Additionally, nonprofits can include perks for specific donation amounts—a feature not available with PayPal. These incentives can be the push many supporters need to contribute.

How much does Fundly cost?

Setting up a crowdfunding campaign is free! Organizations will only pay a platform fee and 2.9% + 30¢ per transaction payment processing fee once they start receiving funds.

Start a Fundly Campaign Today!


Giveffect is a top PayPal alternative for nonprofits looking for all-in-one software.

3. Giveffect — PayPal Alternative for Nonprofits

What does Giveffect offer?

Organizations looking for a comprehensive donation management system as their PayPal alternative should consider Giveffect. This all-in-one fundraising and constituent relationship management platform can centralize all aspects of your nonprofit’s operations, including your online giving efforts.

In addition to their donor management tools, Giveffect offers well-rounded online and mobile donation tools.

Giveffect also has a plethora of online payment features that are perfect for nonprofits, including: 

  • Gift tracking
  • Donation tiers
  • Automated tax receipts and follow-up emails
  • Peer-to-peer fundraising

With so many features, you’re bound to have exactly what you need to raise money effectively.

Why is Giveffect a top alternative to PayPal?

Created to empower all types of nonprofits, Giveffect understands that a lot goes into your online fundraising strategy. They’ve created an end-to-end donation management system that allows you not just to process payments, but cultivate donor relationships, too!

Giveffect is a top PayPal alternative that offers complete donor and fundraising campaign management.

Plus, Giveffect’s Smart Automation tools can save your team time by managing routine tasks for you. That way, you’ll have more time to focus on more important things, like raising money for your cause.

How much does Giveffect cost?

Giveffect’s comprehensive fundraising and constituent relationship management solution starts at $899/month. However, if your nonprofit has complex needs or more than 30,000 donor records to store, Giveffect offers two premium options to give you even more flexibility.

Start Using Giveffect!



Qgiv is a top PayPal alternative for nonprofits.

4. Qgiv — PayPal Alternative for Nonprofits

What does Qgiv offer?

Qgiv offers a host of useful features that make it a great PayPal alternative for nonprofits.

Individuals can use Qgiv to:

  • Create donation forms
  • Launch peer-to-peer fundraising
  • Accept on-site gifts
  • Enable mobile text giving

Qgiv is available to nonprofits large and small. Your team can even get started using Qgiv for free with their Start package! Once you’re ready to grow your fundraising efforts, they also offer more advanced plans your team can choose from.

Why is Qgiv a top alternative to PayPal?

Qgiv makes it easy for your nonprofit’s supporters to give via whichever channel is most convenient for them. When giving is convenient, that means more donors will make gifts year-round!

Because they offer text-to-give, mobile donation forms, online giving pages, and even on-site fundraising kiosks, donors can give back anywhere, anytime.

How much does Qgiv cost?

Qgiv’s online fundraising tools start at just $0/month with a 3.95% + $0.30 transaction fee.

Get Started With Qgiv!

Qgiv is one of the best alternatives to PayPal for nonprofit fundraising.



Donately is a top PayPal alternative for nonprofits, churches, individuals, and more.

5. Donately — PayPal Alternative for Nonprofits, Churches, Individuals, and More

What does Donately offer?

Donately offers many features that make it a great PayPal alternative for nonprofit organizations.

Individuals can use Donately to:

  • Embed donation forms
  • Launch giving pages
  • Accept and track offline gifts
  • Integrate with apps

Donately is a PayPal alternative that meets the needs of all kinds of nonprofit organizations, from charities to churches. Even if your team doesn’t have extensive online fundraising experience, their intuitive tools and interface will make it easy for you to get started fundraising in no time.

Why is Donately a top alternative to PayPal?

Donately is a great PayPal alternative because it’s simple to start using their many online fundraising tools to accept gifts from supporters. Not only can your organization process donations, but you can also build beautiful giving pages and donation forms to get your community excited about giving back.

How much does Donately cost?

Donately charges just 3% on your first $100k in fundraising revenue; after that benchmark, their rates decrease as you reach big fundraising milestones.

Get Started With Donately!

Donately is one of the best alternatives to PayPal for nonprofit organizations.


Venmo is a great PayPal alternative for individuals.

6. Venmo — PayPal Alternative for Personal Use

What does Venmo offer?

Individuals can use this PayPal alternative to send and receive money on their phones. Individuals can use Venmo to:

  • Send and receive money
  • Make purchases through mobile apps
  • Transfer money to their banks

Anyone that wants to use the service, must download the application on their phones and create an account. This alternative to PayPal offers a more enjoyable experience when sending money to individuals because every user has a feed that shows their friends’ transactions.

Why is Venmo a top alternative to PayPal?

Venmo is a social experience; users can comment of their friend’s transactions. Plus, sending money is simple. It only takes a couple of steps to the complete the process.

Moreover, individuals can use the tool to make purchases at partnering businesses, making it easy for them to keep all the online transactions in one place.

The Venmo app allows users to see their friends transactions for a social experience.

How much does Venmo cost?

Venmo is completely free to use. Individuals can send money for free using their Venmo balance, bank accounts, and debit cards.

Get Started With Venmo!


Google Wallet is a top PayPal alternative for individuals.

7. Google Wallet — PayPal Alternative for Personal Use

What Does Google Wallet Offer?

With Google Wallet, individuals can send and request money as well as keep track of shared expenses. Users can send money by phone or email to anyone with a Google email account; recipients don’t need to have the app. 

Individuals can use Google Wallet to send money to anyone with a Gmail account.

Some of the features you can expect from Google Wallet include:

  • Request payments from friends and family
  • Data encryption and fraud protection
  • Direct deposits to your bank account

The money that’s sent through Google Wallet can be directly deposited into your bank account so there’s no need to transfer money between applications.

Why is Google Wallet a top alternative to PayPal?

The process for this PayPal alternative is simple and easy to use. With over a billion active email accounts, you’ll be able to send to and receive money from practically anyone.

Learn more about the features available on the Google Wallet website.

How much does Google Wallet cost?

Users can send and receive money with Google Wallet for free; they just need to have a Gmail account.

Get Started With Google Wallet!


As you can see there are plenty of options for businesses, nonprofits, and individuals looking for different features than what PayPal offers. Hopefully, you’ve found the right PayPal alternative for your situation!

For more information, check out these amazing additional resources:

  1. A Comprehensive Guide to PayPal Alternatives: If you’re interested in learning more about the challenges that nonprofits face when using PayPal as well as solutions that other online donation tools offer, keep reading.
  2. Free Nonprofit Software: If your organization is looking for low-cost fundraising tools, check out our list of top free nonprofit software.
  3. Mobile Giving Guide: Mobile giving is a growing trend for organizations because they offer donors a convenient and quick option. Learn the ins and outs of accepting donations via mobile devices.
Learn more about @Pay, a PayPal alternative with a ton of awesome features!

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