@Pay – 2-Click Express Payments


Announcing our new CTO, James Kassemi


Announcing our new CTO, James Kassemi

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@Pay is proud to introduce James Kassemi as our new Chief Technology Officer. James contributed significantly to the technical innovations that have transformed the @Pay product over the last year and a half. By spearheading the API development effort, focusing on automation, and working closely with clients to establish an easy-to-use and functional payment system, he’s proven an invaluable team leader.

James has 15 years of development experience with deep expertise in web and mobile application architecture and development. With three quarters of his professional experience spent in startups, James knows how to move and think fast. He’s worked with non-profits, government organizations, and media companies to brainstorm, architect, and deliver a plethora of solutions for big and small clients. @Pay is excited to welcome him into a new role that will improve his ability to innovate and drive the company’s technical strategy.

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Our Mission Statement


Updentity is a digital marketing organization with a mission to help organizations reach, connect, and engage through the implementation of advanced online advertising strategies and data solutions. Utilizing sponsorship and the Google Ad Grants platform, Updentity has revolutionized the world of online advertising through its unique approach to providing nonprofits and for profits with low cost, high impact, online advertising and data solutions. Updentity is an operating unit of Bashpole Software, Inc.

The Capital Bankcard Difference


Trust and Credibility
Since 1998, Capital Bankcard has set the standard for customer service and technical support. Our commitment to transparency and accountability is the key driver behind our longstanding customer relationships.


In-House Support
Our in-house customer service and technical support teams are available to answer your questions 24/7/365. Be assured you will be speaking with an experienced professional who is well-versed in your individual business.


Security & Compliance
Capital Bankcard incorporates leading edge encryption and security technology in all of our software. We also provide a suite of services to help you secure your business and achieve and maintain PCI compliance.


Custom Pricing
We design a customized program for each merchant customer and guarantee low pricing for equipment and processing rates.


Innovative Technology
In addition to offering traditional payment terminals, Capital Bankcard is an authorized reseller of the Genius™ Customer Engagement Platform™ – an innovative payment solution that enables merchants to capitalize on new mobile payment and commerce applications.


Capital Bankcard is a proud recipient of numerous industry awards for sales and customer service support and innovative payment technologies.

The Retail Council of New York

The Retail Council of New York State is a full-service trade association representing nearly 5,000 members ranging in size from sole proprietor to national chain. The Council is committed to serving the needs of merchants and related professionals by providing a wide range of products and services that save members both time and money.


As the “voice of retailing” in New York, the Council represents the interests of our members before the State Legislature and government agencies. Additionally, we offer exceptional merchant services like:

Credit Card Processing,
NYS Workers’ Compensation Insurance,
New York Statutory Disability Insurance and other insurance services,
Discount Shipping,
Energy Rewards,
Workplace Law Consulting,
– and Marketing Support


Inform. Guide. Advocate. The Retail Council is the association for New York’s merchants.

Gulf Management Systems

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The Credit Card Guy

Friends of mine who own and operate their business’ had complaints for different reasons about their processors which included fees, support, etc.. After listening to each of their concerns and doing months of research to finding the right partner processors to provide a solution to each individual merchant challenge(s). I have helped many merchants in my area and across the United States with everything from EMV Terminal Equipment, Tablet POS, Gift Cards, Lower merchant processing fees, Check Guarantee Services, Online gateway processing, Wireless processing, Pay Pass devices, Email reporting and online reporting, ATM Machines, Cash Advance Business loans and so much more.


Giving Back
We believe in giving back to those less fortunate and to organizations who support families and Military. When you partner with us know that you help support organizations such as Rescue Mission’s other fine organizations.


Products and Services


Interchange/Discount Pricing Models
Creating a pricing model which fits your Business type best.


Low Cost Processing fees
Guaranteed Best Deal offered. Average savings of 29% over current fees.


EMV Terminal equipment
Low/No cost Terminal programs keeping you compliant. Leasing terminals, rent to own and other programs.


In-House Financing programs
No Score Financing up to 12 months. Simple approval process. Merchants will get full funding within 3 Business days. 25% down. Not based on credit score.


MCA/Business Loans
Traditional, Competitive and Guaranteed loan programs. If you need funding we can help.


Customer Marketing programs
SMS Text marketing, Wi-Fi Solutions to capture customer data, online SEO and more


Tablet/Mobile Payment Solutions
Card reader offerings keeping your Business on the go.


Online Gateways for e-Commerce
Moto solutions for Non-present processing.


Point Of Sale Systems
Traditional & Tablet based POS solutions. Keep costs low with our POS partners.


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